
The Social Security Administration provides calculators to help you figure the amount of disability benefit you may receive. You can use their disability benefits calculators to estimate your potential benefit amounts. You can use different retirement dates, or different levels of potential future earnings. These calculators show your disability benefits and survivor benefits available to you if you were to suffer a disability. Be sure to use the right benefit calculator for the specific benefits you desire to receive.
Estimating your disability benefits can be very difficult, and the disability calculator estimates may end up being different from the actual benefits you receive. It’s important to note the benefit calculators are not “official estimates” and are only as accurate as the information you enter. We can help you obtain the official disability benefit amount also known as the Primary Insurance Amount (PIA) in regard to your Title II Disability Claim.
The Social Security Administration provides the Quick and Online benefit calculators which can be used directly over the internet. Benefit calculators for Macintosh users are available, such as the Online Calculator.
You can download the Macintosh Detailed Benefits Calculator directly from the SSA website.
The Social Security Administration offers a detailed benefits calculator you can download from the SSA website. The Detailed Calculator has other important links:
If you need a benefit estimate on someone else’s record, such as your parent and/or spouse, you can call the toll-free number, 1-800-772-1213, or contact your nearest Social Security office. We can also help you obtain the official Primary Insurance Amount (PIA) in regard to your claim.
Help for Denied Disability Benefits
If your claim for Social Security Disability Benefits is denied or you are thinking about an application for disability benefits, we will be happy to meet with you for a FREE consultation. Our Law Firm is experienced in the process of applying for Social Security Disability Benefits. If you need help calculating out how much you can receive in disability benefits, we will help you navigate the difficult journey of getting the benefits you rightly deserve, 813-657-9175.
By: David W. Magann, Esq.
A recent Florida Supreme Court ruling in the case Olmstead v. Federal Trade Commission, SC08-1009 (Fla. June 24, 2010), has significantly changed the asset protection afforded to single member limited liability companies under Florida law. Previously, a judgment creditor was limited by Fla. Stat. 608.433(4), which provided that a judgment creditor may charge the LLC membership interest of the debtor, but that the creditor would have only the rights of an assignee. Essentially, the creditor would be entitled to receive distributions but not participate in management. As the creditor could not compel a distribution, the debtor controlling a single member LLC could engage the creditor in a waiting game, particularly where non-liquid, long term assets were held by the LLC. For this reason, LLCs have been used as asset protection vehicles. Olmstead, however, now provides that, with respect to a single member LLC, a judgment creditor may levy on a membership interest under the general execution statute (Fla. Stat. 56.061) and obtain full title to the interest, including the full rights of membership.
The Court’s reasoning, and a lengthy dissent, are set forth in the 46-page opinion. In short, the majority reasoned that Fla. Stat. 608.433(4) did not provide for an exclusive remedy preventing execution under Fla. Stat. 56.061. This is contrary to the popular view among commentators and academics that the charging order is intended to be the sole remedy in the context of LLCs, just as it is in the body of partnership law which has influenced the LLC statutes. It should be noted that Olmstead is not the first case where a court reached beyond the economic interest; a prior decision in the bankruptcy context similarly resulted in the creditor obtaining governance rights despite the applicable state statute (In re Albright, 291 B.R. 538 (D. Colo. 2003)). It is also important to understand that Olmstead on its face applies only to single member LLCs, although, as pointed out by the dissenting Justices, it could arguably apply to multi-member LLCs.
From a legal perspective, Olmstead stands to influence rulings in other states, and is certain to be a topic of discussion during the future drafting meetings of the Florida Bar Business Law Section’s LLC Drafting Task Force, which has been preparing proposed revisions to Florida’s LLC statutes. As a practical matter, if Olmstead is to be undone it will be by amendment to the LLC statutes.
For businesses operating as a single member LLC, Olmstead may not necessitate a change in structure. Often the business assets will be subject to liens in favor of trade creditors or business lenders, leaving minimal unencumbered assets, and Olmstead does not broaden the ability of a creditor to “pierce the veil” and reach the individual assets of an LLC member. However, for those utilizing a single member LLC with the goal of protecting assets placed into the LLC, that strategy must now be re-evaluated. Contact a Florida business law attorney if you have questions about the impact of Olmstead to your LLC.
Tags: judgment creditor, limited liability company, LLC, Olmstead

By The Golden Law Group posted in personal injury
Under Florida Law every owner or registrant of a motor vehicle is required to have automobile insurance. There are many different types of coverage options for Florida drivers and few people really understand the insurance coverage that they are paying for.
The first major type of coverage is liability. Liability insurance protects you in the event that you cause an accident and are at fault. There are two types of liability coverage, bodily injury (BI) and property damage. BI covers the personal injuries to the other driver and/or passengers in their car. Your BI does not cover your injuries. BI covers claims against you for medical bills, lost wages, and even pain and suffering. And just as the name suggests, property damage covers damage to another persons property.
The second major type of coverage is personal injury protection or PIP. PIP insurance is required in the State of Florida and covers you for personal injuries you may suffer in a car accident. PIP insurance will cover your medical bills up to $10,000 no matter who was at fault for the accident.
The third major type of coverage is known as uninsured/underinsured or UM. Although auto insurance is required by law, let’s face it, not everyone follows the law. Sometimes the person who causes an accident does not have insurance or their policy limits are too low to cover the medical bills and damages caused by the accident. If that happens, your UM coverage will kick in and and cover your damages. However, UM coverage is not mandatory so not everyone carries UM.
There are several other types of insurance coverage available to Florida drivers. Do you know what kind of coverage and limits you have? If you have questions about your policy, we would be happy to review your policy and explain your coverages and limits. This is a service we provide for free! Call us today to schedule an appointment to get a complete and full understanding of your car insurance policy.
Tags: Brandon Car Accident Attorney | Tampa Auto Wreck Lawyer

On behalf of Carman & Bevington, P.A. posted in Truck Accidents
Motorists across North America may have noticed an increased number of law enforcement officers on the roadways during the week-long Operation Safe Driver campaign that took place October 17 through 23. The campaign targeted drivers of both commercial and passenger vehicles in an effort to draw awareness to dangerous driving habits, like car drivers speeding around big rigs and causing truck accidents, and to issue citations when necessary.
This year’s campaign was the fourth annual Operation Safe Driver, founded by the Commercial Vehicle Safety Alliance and the Federal Motor Carrier Safety Administration. The safety campaign was created to address the dangerous driving behaviors that occur in or around commercial vehicles. The campaign also hopes to initiate educational and enforcement strategies for dealing with the dangerous behaviors on the road.
“Everyone who gets behind the wheel of a car or truck must commit, unfailingly, to do two things: always obey the traffic laws, and never allow yourself to become distracted,” explained FMCSA Administrator Anne S. Ferro.
Over 5,000 officers participated at 1,971 locations across the U.S. and Canada. Almost 53,000 drivers were pulled over throughout the week. The three most commonly issued citations were for speeding, failure to obey traffic devices and failure to wear a seat belt.
21,555 drivers of commercial motor vehicles were pulled over and 8,724 citations were issued. Speeding accounted for 13.7 percent of the citations, 4.6 percent were for failing to obey traffic devices and 10 percent were for failing to wear a seat belt.
12,926 drivers of passenger vehicles were pulled over and 7,700 citations were issued. Speeding accounted for 51.6 percent of the citations, 1.5 percent were for failing to obey traffic devices and 8 percent were for failing to wear a seat belt.
Also as a result of Operation Safe Driver, 64 commercial trucking and motor carrier companies were targeted for compliance reviews. The targeted companies were those who statistically employ the “worst of the worst” in commercial drivers. The compliance reviews resulted in 53 companies receiving a safety rating and 13 of those ratings being a Conditional Safety Rating.
Source: CVSA: 4-wheelers speeding at alarming rates around big rigs
Most property owners know that property taxes are due on November 1 of each year, and are considered delinquent if not paid by April 1 of the following year. Taxes paid early receive a discount of up to 4% if paid in November, which decreases by 1% each subsequent month until March when there is no discount. However, less often understood is the process that begins on April 1 when property taxes become delinquent.
Delinquent taxpayers receive notices in May warning them of the pending sale of a “tax certificate.” Tax certificates are advertised in May, and auctioned to investors on about June 1 of each year. The investor who bids the lowest interest rate on a certificate wins the auction, and is entitled to collect interest at the bid rate. That rate may be between 0 and 18%, in .25% increments. The certificate will survive for 7 years, and accrues interest until “redeemed” when payment is made to the Tax Collector’s office.
If a certificate is not redeemed within 22 months of June 1st of the year it is issued (or, viewed differently, 2 years from April 1 of the issue year), the holder of that certificate may apply for a “tax deed.” The certificate holder must follow certain procedures, including making payment for all outstanding taxes and tax certificates as well as for certain application and processing fees. If the property owner does not act before the tax deed process is completed, ownership of the property will be transferred to the holder of the tax certificate.
If you own property subject to outstanding tax certificates that are nearing the two year mark, or are the holder of such a tax certificate, a Florida real estate attorney can advise you on your specific rights and obligations.
Tags: ad valorem, property taxes, tax certificate, tax deed